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Use cases

Client claims, followed from the loss to the recommendation

Each use case is one claim on the illustrative book, step by step: the use-case card, the diagrams, the real screens, what each agent prepared and what it rests on, the edge cases and the decision record. Every client, carrier, wording and figure is invented.

Property

Water damage: four carrier positions, four answers

A burst sprinkler main and a partial denial. A seepage exclusion whose carve-back the facts meet, a mold sublimit applied to the whole repair, an endorsement the policy doesn't contain, and a $1.97M floor against the carrier's $655K.

October 29, 2026 · 16 min read Read the use case
Notice

A kitchen fire and the notice nobody sent

Each policy's notice condition read from its wording: general liability five days overdue, property due in five, an umbrella at 85% of its attachment, and the block control.

October 29, 2026 · 14 min read Read the use case
Liability tower

A product-liability suit that climbs the tower

A contractual-liability exclusion with an insured-contract carve-back, a general reservation that names no wording, and $4.52M of exposure on a $1M primary.

October 29, 2026 · 14 min read Read the use case
Cyber

Ransomware, and the policies that aren't cyber

A funds transfer brings in crime, lost income brings in property; a carrier missing its clocks; a forensic report owed.

October 29, 2026 · 14 min read Read the use case
D&O

A D&O denial: prior knowledge, late notice and the prior year

A supported exclusion conceded, a late-notice position answered, an EPL grant raised and the prior claims-made year put on notice.

October 29, 2026 · 15 min read Read the use case
Carrier clocks

Escalating a carrier that missed its clocks

Service-agreement and illustrative regulatory clocks from the timeline, the escalation ladder, and the scorecard across the book.

October 29, 2026 · 12 min read Read the use case
Settlement

Setting a settlement floor from the wording

Claimed, accepted and disputed per loss item, each disputed amount weighted by how the carrier's position reads, net of the retention.

October 29, 2026 · 13 min read Read the use case
Proof of loss

Proof of loss and the documents still owed

Who asked, who owes, what is late, and why closing the list turns a condition position from supported to weak.

October 29, 2026 · 11 min read Read the use case
Renewal

From the claim file to the renewal story

Five years of loss runs into a brief for the placement team before the client renews.

October 29, 2026 · 11 min read Read the use case

Regulatory timelines shown in the product are illustrative models, not any state’s law. Nothing on this site is legal advice.

Bring one of yours

We will load an illustrative claim shaped like one your practice is fighting and walk it through.

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